Head of Fraud Strategy

Company: Capital One

Location: London

Type: Full-time

Posted: 2026-03-13

About this role

White Collar Factory (95009), United Kingdom, London, LondonHead of Fraud Strategy

About this role

As Head of Fraud Strategy you’ll be centre stage in a business built on rigorous analytics and risk management. You'll have responsibility for setting Capital One's fraud strategy and oversight of all fraud analysis and systems.

What you’ll do

  • Fraud Management – define and manage fraud and disputes strategy for a growing UK Card business with aspirations to move into a multi-product offering
  • Manage and support a team of fraud strategy analysts to ensure ongoing excellence in fraud outcomes for our customers
  • Be accountable for our fraud losses and ensure performance remains within appetite
  • Own and manage the credit oversight program for UK Fraud with support and collaboration from Enterprise Fraud
  • Provide consultancy to other intent and product owners across the business to ensure business change is delivered in line with fraud risk appetite and with appropriate fraud controls
  • Represent Capital One at industry forums and events (e.g. UK Finance, Cifas, various conferences)
  • Assess new technology and ensure Capital One remains one step ahead of fraud
  • Build relationships with vendors and understand what new products and services are worth pursuing

What we’re looking for

  • Significant experience managing a fraud strategy or fraud analysis function within a financial services organisation
  • Ability to manage varying workload and solve for both the short and the long term
  • A proven track record of finding resolutions using data and a strong quantitative orientation matched with conceptual thinking skills
  • Ability to combine business experience and insights with econometric and statistical modelling skills to reach results that are both intuitive and technically sound
  • Strong business judgement and integrity: be a tenacious decision maker, able to bring a healthy, balanced approach to business

Where and how you'll work

This is a perma...

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