Software Engineer (Risk: Identity, Suspensions, & Closures)
Company: Chime
Location: Chicago, IL, USA
Salary: $133k - $184k per year
Type: Full-time
Posted: 2026-07-03
About this role
- We’re looking for driven engineers to help evolve our risk platform and architecture, enabling deeper insights into and stronger protections for our members
- As part of our Trust and Safety Engineering team, you’ll partner with cross-functional teams like Data, Risk Operations, and Compliance to design and build core systems
- You’ll work across the stack—from evolving our API architecture to building microservices that power key domains—to deliver a secure, seamless, and frictionless experience for our members
- Write clean, efficient, well-tested backend code, and jump in on the occasional frontend or mobile feature
- Set up monitoring and dashboards so we catch issues before members do
- Team up across Engineering to solve complex, multi-domain problems
- Partner with Risk, Compliance, Data, Analytics, and Product to ship features that strengthen protection and improve the member experience
- Balance independence with collaboration to deliver high-quality work on tight timelines
- Work out of our office in downtown Chicago
### Benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events- Exposure to architectural p...