Software Engineer (Banking)

Company: Ramp

Location: New York City, NY, USA {{REMOTE}}

Salary: $142.3k - $334.5k per year

Type: Full-time

Posted: 2026-05-29

About this role

  • The Payments and Banking team builds the foundational backend systems that power every dollar flowing through Ramp
  • We’re a platform-first team obsessed with correctness, reliability, and scale — providing the rock-solid financial infrastructure that enables Ramp’s explosive growth
  • Money at Ramp isn’t just one thing: it’s domestic currencies, international currencies, cutting-edge stablecoins, rewards points, and more
  • The platforms we build handle all of these diverse forms of value at massive scale
  • To do that, we maintain healthy, fast connections to real-world banking systems of every shape and size — from small-business checking accounts to enterprise treasury accounts to cryptocurrency wallets
  • When we build reliable abstractions, every other team at Ramp can build things that just work for every customer
  • Design and build large-scale backend systems for money movement with strict correctness requirements
  • Architect clean, extensible abstractions for complex payments infrastructure — making it easier for other teams to interface with financial rails
  • Build systems that handle both traditional banking and emerging crypto payment rails
  • Interface with diverse third-party banking and payments partners to accelerate feature delivery
  • Own problems end to end — from technical architecture to production reliability to partner integrations
  • Bring deep attention to detail to financial systems where doing things right matters more than moving fast

### Benefits

  • Comprehensive medical, dental, and vision insurance
  • One Medical Membership
  • 401(k) including an employer match
  • Unlimited PTO
  • Parental leave
  • Monthly wellness stipend
  • Pet Insurance
  • WFH stipend
  • Relocation support to move to NYC- Experience integrating with third-party financial APIs or banking partners
  • Background working closely with enterprise customers or navigating treasury management systems
  • A builder mentality — you own outcomes, not just tickets
  • Familiarity with financial ...

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