Senior Mortgage Risk Data Analyst

About this role

Description
The Senior Mortgage Risk Data Analyst is responsible for independently gathering, validating, analyzing, interpreting, and presenting operational, regulatory, and risk-related data used for senior management reporting, investor reporting, state reporting, and regulatory submissions.


This role serves as a subject matter expert for mortgage-related risk data, Mortgage Call Report preparation, and state reporting requirements across all 50 states. The Senior Risk Data Analyst is expected to identify data trends, reporting gaps, operational risks, and process weaknesses, while providing recommendations to strengthen reporting accuracy, operational controls, and compliance outcomes. The Senior Risk Data Analyst will work cross-functionally with Business Partners and senior leadership


ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

• Independently prepare, validate, and analyze risk, operational, and regulatory reporting data for senior management, investors, regulators, and internal business partners.
• Serve as a subject matter expert for Mortgage Call Report preparation, validation, and submission, including required knowledge of MCR reporting requirements and the ability to identify, research, and resolve reporting discrepancies.
• Prepare, review, and validate RMLA data for Mortgage Call Report submissions across all applicable business lines on a quarterly basis.
• Maintain required knowledge of state reporting requirements across all 50 states and support accurate, timely preparation and submission of applicable state reports.
• Analyze mortgage loan data to identify trends, operational gaps, reporting inconsistencies, and areas of potential compliance or risk exposure.
• Apply current federal and state laws and regulatory requirements governing mortgage lending, including but not limited to TILA, RESPA, TRID, ECOA, GLBA, QM/ATR, and applicable state reporting requirements.
• App...