Product Owner, Integrated Payables

About this role

# **About Zact**

Zact is a fintech innovator dedicated to helping organizations simplify expense and payment management. Our platform aligns employees, finance, and accounting with stronger controls, cleaner workflows, and continuous reconciliation to financial systems.

# **Role Overview**

The Product Owner, Integrated Payables is a hands-on product leader responsible for defining, prioritizing, and delivering Zact’s accounts payable and business payments product, which banks offer to their commercial customers.

Integrated Payables takes an invoice from receipt to reconciled payment: invoices arrive by email, upload, or payment instruction file (PIF); are OCR’d and coded; route through approvals; are paid on the best rail (virtual card, ACH, or check); and post back to the customer’s accounting system. The Product Owner owns that end-to-end experience and the backlog that drives it.

At Zact, this role combines two jobs that many companies split: Product Owner and Technical Product Manager (TPM). We do not use separate project managers. Our experience is that delivery is managed best by the person who knows the product most deeply, so the Product Owner owns both what gets built and how it gets delivered for Integrated Payables.

That means being on every sprint call with the engineering team, working with the Bank Delivery team to keep the backlog prioritized around what our banks need, constantly grooming the backlog, and personally driving features from requirement through release. We are looking for a working product owner who can get deep into AP and payments workflows, understand the technical design well enough to make real-time trade-offs, and keep delivery on track without handing it off to someone else.

The successful candidate will combine strong product judgment with technical fluency and a practical understanding of how payables actually work inside a finance team, and how banks and card processors deliver commercial payments. This person wi...