Lead Data Scientist

About this role

*Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision.*

*Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together.*

The Lead Data Scientist will report to the Data Science Manager.

As the Lead Data Scientist, you will:

• Build and own end-to-end pricing systems—from experimentation to production—that directly shape revenue and unit economics.
• Lead high-impact pricing experiments and apply advanced methods to uncover what truly drives conversion, retention, and profitability.Act as a go-to expert in pricing and demand modeling, influencing strategy across Product, Risk, Finance, and Marketing.
• Drive cross-functional initiatives from idea to launch, partnering closely with engineering to deliver scalable, real-world solutions.
• Turn complex analyses into clear, compelling insights that guide leadership decisions.
• Mentor teammates and help raise the bar on experimentation, modeling, and technical rigor.

About You:

• You bring 6+ years of experience in data science, pricing, or quantitative modeling (or an advanced degree with relevant experience), with strong fluency in Python/R and SQL.
• You’ve built and shipped pricing or demand models that drive real business impact, and you’re comfortable owning problems end-to-end.
• You have deep expertise in pricing optimization, elasticity, and econometrics, and know how to apply causal inference and experimentation in real-world settings.
• You thrive in cross-functional environments, influencing partners and translating complex work into clear, actionable insights.
• You enjoy mentoring others and raising the bar for how teams approach modeling, experimentation, and decision-making.

Even Better:

• Experience in fintech,...