Software Engineer - Risk Solutions

About this role

TheGuarantors is a fintech company helping multifamily owners and operators mitigate leasing risk while expanding access for renters. With a deep understanding of owner, operator, and renter needs, we believe renters deserve better access to the home of their choice and operators deserve greater protection and growth opportunities. That’s why we’re leveraging our real estate expertise and using AI-driven renter underwriting to help operators qualify renters faster while mitigating the financial risk of renter default. With $7B+ in lease value protected, we work with 9 of the country’s top 10 operators, are the #1 lease guarantee provider nationwide, and have consistently been named one of Inc. 5000’s fastest-growing companies, one of Forbes’ Best Startup Employers, and one of Deloitte’s Technology Fast 500

The Role

The Software Engineer - Risk Solutions owns TheGuarantors auto-underwriting and pricing infrastructure: the decisioning systems that determine applicant and outcomes, including Approve/Decline decisions and pricing. The team is responsible for the end-to-end underwriting decision path, from orchestrating external data integrations and evaluating risk rules to returning decisions and pricing applicants. Common work includes building new capabilities for Risk analysts, implementing underwriting rules, onboarding new data sources, and improving pricing effectiveness.

Location
This is a hybrid role based in *NYC*

## What You’ll Do

• Own a slice of the underwriting and pricing platform end to end, from requirements through development, QA, and production.
• Lead technical design discussions, evaluate tradeoffs, and write clean, maintainable code through a strong code review culture.
• Build and extend the critical decisioning systems at the core of underwriting and pricing.
• Partner with Product, Design, Operations, Risk analysts, and Engineering to align on priorities and deliver high-impact solutions.
• Communicate updates, risks, blo...