Senior Software Engineer, Backend

About this role

# Dave vs. Goliath. We’re Dave.

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

# The Opportunity

We’re hiring a Senior Software Engineer, Backend to help build the systems that power Dave’s settlements and repayment infrastructure.

This team designs the services that determine how members repay advances in ways that are flexible, reliable, and responsible. You’ll work closely with banking, payments, product, and data teams to design systems that handle real financial transactions at scale. The work touches core platform capabilities and directly impacts how members experience Dave.

This is a new role as the team expands. You’ll help shape how these systems evolve as Dave continues to grow.

## What You’ll Build and Own

• Design and implement backend services that support repayment orchestration, payment processing, and settlement workflows.
• Build scalable APIs and systems that are reliable, observable, and resilient in production.
• Partner with product managers, designers, and engineers to translate member...