Senior Software Engineer

About this role

Branch Overview

Branch is a leading AI-powered lending fintech with 50M+ downloads across India and Africa. We use alternative data and machine learning to expand financial access for millions of people traditionally excluded from the formal financial system. Founded by the former CEO of Kiva.org and backed by leading investors including Andreessen Horowitz, Visa, and the IFC, Branch combines mission-driven impact with world-class technology and scale.

In India, Branch operates as a regulated digital lending institution and Middle Layer NBFC, building trusted and accessible financial products for millions of customers across the country. Our 250+ member India team is growing rapidly and works across technology, data science, risk, product, and operations to solve high-impact problems at scale. 

Certified as a Great Place to Work in 2025, Branch offers the opportunity to build meaningful careers while shaping the future of inclusive fintech in one of the world’s fastest-growing digital economies.

Job Overview

You will work closely with our Product, Operations, Compliance and Data Science teams to build and scale critical financial infrastructure across lending, KYC, payments, fraud prevention, and collections. The work spans backend platforms, decisioning and underwriting systems, third-party financial integrations, and internal operations tooling. Our engineering team tackles a wide range of technical challenges from designing reliable, high-scale financial systems and orchestrating complex compliance workflows to leveraging alternative data and real-time signals to power intelligent risk and credit decisions.
As an engineering team, we value bottom-up innovation and decentralized decision-making: We believe the best ideas can come from anyone in the company, and we are working hard to create an environment where everyone feels empowered to propose solutions to the challenges we face. We are looking for individuals who thrive in a fast-moving, innovative, an...