Senior Software Engineer - AI Innovation
Company: Worth AI
Location: Miami (Remote)
Type: Full-time
Remote: Yes
Posted: 2026-10-07
About this role
Worth AI, a leader in AI onboarding and underwriting, is looking for a talented and experienced Senior Software Engineer - AI Innovation to join our team. At Worth AI, we are on a mission to revolutionize decision-making with the power of artificial intelligence helping fintechs, lenders, payment processors, and financial institutions onboard small businesses faster, smarter, and more confidently. We’re building the infrastructure that powers real-time KYB, KYC/IDV, underwriting, and continuous risk monitoring at enterprise scale, and the Worth Score™ our unified credit score derived from 1,200+ data points across 700M+ SMBs.
As a Senior Software Engineer - AI Innovation, you won’t be wiring up demos you’ll be designing and shipping production agent systems that make consequential decisions on regulated financial data. Worth’s platform consolidates onboarding and underwriting into a single AI-powered system, and our agents read, reason over, and act on the messy, high-stakes signals that come with that domain. You’ll own the end-to-end lifecycle: architecting agent graphs, building the retrieval and tool layers they rely on, instrumenting them with evals and observability, and getting them deployed against SOC 2 / GDPR / CCPA guardrails. You’ll partner closely with our Chief AI Officer, applied scientists, product, and platform teams to turn agentic patterns into customer outcomes.
### Responsibilities
- Design and ship multi-step agentic systems (planner/executor, tool-using, multi-agent, human-in-the-loop) that automate KYB, underwriting, case review, and risk monitoring workflows.
- Architect agent graphs in LangGraph (or comparable frameworks CrewAI, AutoGen, Claude Agent SDK) with explicit state, durable execution, retries, and safe fallbacks.
- Build and harden the retrieval layer powering our agents chunking strategies, hybrid search, reranking, and grounded citation across SoS filings, IRS records, bank data, and Worth’s 700M+ SMB graph.
- Own the eval st...