Senior Backend Software Engineer (Card Loan Platform)
Company: Affirm
Location: Remote US
Salary: $173k - $255k per year
Type: Full-time
Posted: 2026-10-10
About this role
- As Affirm experiences explosive growth, our team’s contributions are a key enabler
- This isn’t just another backend role; you’ll be building the “financial brain” for our flagship card products, with your work on the critical path for every single swipe
- We’re tackling a unique, high-stakes distributed systems challenge that demands exceptional correctness and massive scale
- You will partner closely with product, data science, and engineering teams to design and build the future of our industry-leading money movement platform
- If you are passionate about making foundational design decisions and building a beloved, lasting financial brand—come join us
- It’s going to be an amazing ride!
- Drive technical strategy by leading the planning, prioritization, and execution of projects, ensuring alignment with product, technical, and business goals
- Lead the end-to-end system design and development of large-scale, high-availability services. This includes building robust APIs and data models for our micro-service and event-driven architectures
- Collaborate across functions with partners in Product, Analytics, Design, Legal, and Accounting and to define requirements and execute our card loan attribution and lifecycle strategy
- Ensure system health and performance by analyzing and troubleshooting complex technical issues, optimizing existing code, and driving solutions that focus on long-term robustness and scalability
- Mentor and grow the team by guiding junior engineers, leading technical discussions and design reviews, and championing best practices through code review
### Benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your ro...