Product Manager – Deposit Payments and Bank Integrations (m/f/d)

About this role

Raisin is the world's leading platform for savings and investment products. Founded in 2012, the
FinTech
connects consumers with banks in the EU, the UK and the US. This gives consumers
better interest rates
and banks
a diversified form of refinancing
. Our vision is to offer savings and investments without barriers and thus open up the global +150 trillion euro market.


Raisin works with
over 300 banks.
Today, the platform holds over 75 billion euros in assets from
around one million customers
which have accrued over 5 billion euros in interest with their investments.


Team
As Product Manager for the Deposit Payments and Bank Integrations team at Raisin, you will own the
end-to-end movement, reconciliation, and reporting of customer funds
, as well as the
interfaces between Raisin and partner banks
.


This includes enabling reliable, scalable integrations for:

• Payment flows between customers, Raisin, and partner banks
• Ongoing synchronisation of accounts, balances, and transactions
• Daily position, customer, and deposit reporting to partner banks

A core part of the team’s mission is to ensure that partner banks have a
clear, accurate, and timely view of their Raisin-related business
—including customers, deposits, balances, and transaction activity— via well-defined APIs, file-based integrations, and operational reporting.


Your Responsibilities

• Reliable and scalable payment and settlement flows.
• Clear and auditable reporting of fund movements for customers, internal teams, and partner banks.
• Bank-facing integration standards covering APIs, reporting formats, reconciliation processes, and operational SLAs.
• Reducing manual effort and operational risk as the partner bank network scales.

You will collaborate closely with Business Development, Partner Bank Onboarding, Relationship Management, Deposits Operations, and Engineering leadership, often acting as the product authority on how ban...