Product Manager

About this role

• **Strategy & Growth:** Develop and execute data-driven strategies to achieve profit, growth, and retention targets for auto insurance products within assigned state(s).
• **Product Development:** Define features, manage the product lifecycle, create specifications, and work with IT along with other business units to achieve successful implementation.
• **Pricing & Underwriting:** Analyze data to develop and adjust pricing, underwriting guidelines, and coverage plans, balancing innovation with financial soundness.
• **Market Analysis:** Research market trends, competitor actions, and regulatory changes to ensure products are priced competitively along with identifying opportunities and risks.
• **Cross-Functional Collaboration:** Partner with Actuarial, Underwriting, Claims, Sales, Marketing, IT, and Legal along with external stakeholders such as agents, vendors and regulators.
• **Regulatory Compliance:** Develop and manage state rate, rule and form filings along with interacting with State Insurance Departments, and ensure adherence to state regulations.
• **Performance Monitoring:** Track KPIs for success (loss ratio, retention, growth) and implement corrective actions.