Sr. Accountant

About this role

ABOUT US

Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) and fintech enablement strategies. We support not only individuals with their personal banking needs; we also empower businesses by integrating modern banking technology that drives growth, flexibility, and innovation.

At Coastal, we think and move like entrepreneurs; focused on impact, speed, and continuous improvement. We believe in working smart, collaborating deeply, and building solutions that unlock real potential. If you're someone who thrives in a fast-moving environment, loves solving complex problems, and wants to help shape the future of banking, we’d love to meet you.

Check out our video here!

OVERVIEW

We are seeking a well-rounded and motivated Accountant III (Senior Accountant) to join our Finance team. As a Senior Accountant, you will play a critical role in ensuring the accuracy, compliance, and integrity of financial transactions. You will handle a variety of key accounting and financial reporting processes, maintain financial data, and ensure internal controls are followed to maintain the integrity of the company’s financial records. Your expertise in GAAP, SEC regulations, and accounting will support Coastal’s financial stability and strategic growth.

RESPONSIBILITIES TO INCLUDE

• Perform complex reconciliations of cash and general ledger accounts.
• Partner with teams across the organization (Bank Operations, Finance, HR, Payroll) to investigate and resolve accounting discrepancies.
• Prepare supporting schedules for internal and external reporting.
• Develop and record accurate general ledger entries, maintaining financial integrity.
• Prepare or review financial schedules for audits, financial reporting, regulatory reporting and management.
• Prepare GL accruals, building worksheets to analyze more complex balance sheet accounts.
• Perform monthly and quarterly variance and yield anal...